Free • No Signup • Instant
Home Affordability Calculator
Find out how much house you can afford based on your income, debts, and down payment. Uses the 28/36 DTI rule recommended by lenders.
Privacy First Instant Results Works on Mobile
Car loans, student loans, credit cards, etc.
You Can Afford Up To
$300,432
Conservative estimate: $255,367
Monthly Payment
$2,088
Loan Amount
$250,432
DTI Ratio
37%
Max Housing Budget
$1,983/mo
⚠ PMI of $104/mo required (down payment under 20%)
Monthly Payment Breakdown
Frequently Asked Questions
You Might Also Like
More free tools — no signup required